Welcome to Chelsea Employees Federal Credit Union, a cooperative financial institution for the employees and family members of the City of Chelsea, the Chelsea Housing Authority and the Chelsea Restoration Corporation.
Beware of Phishing Attempts
- Beware of Phishing e-mails that look to be from any credit union, bank, the IRS or regulator such as FDIC or NCUA.
- Even if it does not seem suspicious, you should be suspicious if it asks for private information.
- Remember that Chelsea Employees FCU will never ask you for account numbers, passwords, debit card CVV2/CVC2 codes or your SSN by e-mail, text or phone.
- If our card processing fraud team suspects fraudulent transactions, they will only ask to verify recent transactions and will NOT ask you to provide them with any account or card information.
- Order your free credit report each year through www.annualcreditreport.com, and then review your report to make sure it accurate.
- Review your statements at least monthly to ensure that there are no unauthorized transactions.
- Sign up for the ALERT ME service through our web site, www.ChelseaEFCU.org. Through the Credit Union, this service is less than $5 a month. Other providers charge at least $15 a month for the same service.
Online Bill Pay
Don't forget to check out our BILL PAY feature in Virtual Branch. Features include: paying from multiple CU accounts; set-up recurring payments; pick your own pay date; and having e-bills delivered directly to your Virtual Branch. Another great feature is the Person-to-Person payments. With this, you can securely send and receive money online between your account and any other. It's an easy way to pay someone without running to an ATM. Check out our Virtual Branch Bill Payment options at www.ChelseaEFCU.org.
Click here to learn more about What's New at the Credit Union, such as:
- Online Virtual Branch - banking from the convenience of home
- CheckFree Bill Pay - schedule and pay your bills online
- Allpoint Surcharge-Free ATM Network - with 43,000 ATMs worldwide
- MRC Mechanical Repair Coverage - premium extended warranty coverage
- Alert Me Identity Theft Protection - at a fraction of the cost of other providers
- Chelsea-24 - our 24-hour Touch-Tone Teller
Click here to learn more about our Products and Services, such as:
- Share Savings; Share Draft Checking; Club Accounts and IRAs
- Home Equity Loans; Vehicle Loans; Personal Loans; Vacation/Holiday Loans & more
- ATM/Debit MasterCard with the Allpoint Surcharge-Free ATM Network
- Enterprise Car Sales deals for credit union members
- Free Life Savings and Loan Protection Insurance
- VISA Gift Cards from $10 to $500 for any occasion
- Travelers Express Money Orders for up to $1000
For the past 75 years, the credit union has been fulfilling its mission to provide our members "access to the financial services that meet their changing needs." It is our pleasure to provide services and programs that will help each of our members reach their financial goals. We invite you to use this website to enhance your credit union experience. Thank you again for your continued support of the credit union!