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Rates

Loan Rates Dividend Rates Chart OF Fees

Effective as of: JANUARY 1, 2024
** NEW ** DEBT CONSOLIDATION ** NEW **
LOAN TYPETERMA.P.R.
* SPECIAL *$15,000 Maximum48 Months14.90%
NEW AUTOS
LOAN TYPETERMA.P.R.
90% Financing72 Months5.90%
USED AUTOS
LOAN TYPETERMA.P.R.
2021 - 202390% Financing72 Months5.90%
2018 - 202090% Financing72 Month6.90%
2015 - 201790% Financing60 Months7.90%
Older Vehicles90% Financing48 Months9.90%
Add 0.50% for Used Auto rate if financing > 90%
GAP coverage is required if financing >90%
MRC Mechanical Repair Coverage also available
HOME EQUITY LOANS
LOAN TYPETERMA.P.R.
NOW UP TO $250,000Variable Rate 180 Months8.50%
MOTORCYCLE LOANS
LOAN TYPETERMA.P.R.
90% FinancingAuto Rates 2.00%
PERSONAL LOANS
LOAN TYPETERMA.P.R.
$5,000 Maximum12 Months9.90%
24 Months11.90%
36 Months14.90%
SHARE SECURED LOANS
LOAN TYPETERMA.P.R.
60 Months3.25%
EDUCATION TUITION LOANS
LOAN TYPETERMA.P.R.
For tuition/class bills36 Months9.90%
 
CEFCU NMLS: 410451
Bruce Black NMLS: 860163
Laurie Taraskiewicz NMLS: 860922
All rates listed above are for loans paid through payroll deduction or automatic payment.
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Member Services Email: MSR@ChelseaEFCU.org






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