Rates

Loan Rates Dividend Rates Chart OF Fees

Effective as of: 10/1/2013
INSUFFICIENT FUNDS
NSF - Returned Overdraft$20.00
NSF - Paid Overdraft$15.00
NSF - Paid by Auto Transfer 'A' Suffix$2.00
NSF - Paid from other account$5.00
 
ATM / DEBIT MASTERCARD
Replacement Card$10.00
 
CHECKING
No minimum balance
Stop Payment$10.00
Check Copy*$5.00
Statement Copy*$5.00
* Free at Virtual Branch - www.ChelseaEFCU.org
 
IRA ACCOUNTS
No Annual Fees
Transfer Fee - outgoing$20.00
 
MISCELLANEOUS FEES
Returned Deposit Item$10.00
Money Orders - Members$2.00
Money Orders - Non-Members$4.00
VISA Gift Cards ($10 to $500)$3.00
Club - Early Withdrawal$5.00
Wire Fee - Incoming$10.00
Wire Fee - Outgoing$25.00
Stop Payment - Official Check$30.00
Account Research/hour$20.00
Collection Items$20.00
Levy/Subpoena/Legal Action$25.00
Official Check <$500 to 3rd party$5.00
New Member Closed < 90 days$10.00
Abandoned Property - 3 years$30.00
Subordination for HELOC$100.00






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