LOANS
There are plenty of good reasons to get a loan at CEFCU.
- You will find our loan rates among the lowest in the area.
- For your convenience, repayment may be set up through payroll deduction or direct deposit.
- Loans with these repayment options receive a discounted rate.
- Member-pay Credit Life & Credit Disability is available for most loans.
HOME EQUITY LOANS – Home Equity Lines of Credit are available up to $250,000 with a repayment period up to 15 years. The rate is based on the Prime Rate.
NEW AUTO LOANS – 100% financing is available for terms up to 72 months.
USED AUTO LOANS – A variety of options are available, including 100% financing and terms up to 60 months.
MOTORCYCLE LOANS – Financing available for new or used motorcycles purchased from licensed dealers.
DEBT CONSOLIDATION LOANS – Consolidate debts to lower your payment and pay less interest.– Consolidate up to $15,000 with 48 months to repay.
PERSONAL UNSECURED LOANS – Members are eligible for up to $5,000 for up to 36 months.
SHARE SECURED LOANS – Borrow against your savings at our lowest rate available.
VACATION LOANS - Vacation Loan specials offered from June to August each year.
HOLIDAY LOANS – Loan specials offered each winter to help with your holiday shopping.
RETIREMENT BUY-BACK LOANS – Allows members in the Chelsea Retirement System to finance qualifying “buy-back” time.
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